Seller Financing: What Investors Must Know Now

The Dodd Frank Wall Street Reform and Consumer Protection Act took full effect in January 2014 – a wide-ranging piece of legislation that affects how sales of residential real estate are managed. In an age when more property sales than ever before are conducted...

Why Aren’t Millennials Buying Houses?

It’s no secret in real estate circles that Millennials aren’t buying houses. And while financial experts cite several key reasons why that’s true, they don’t carry equal weight in all areas of the country – a point worth considering for investors in rental real...

Should Bad Banks Handle Pension Funds?

In recent times, American workers have seen their retirement plans evaporate as employers and financial institutions mismanage or whittle away their pension funds. As another round of indictments come down for the nation’s biggest banks, one Senator is asking whether...

The Qualified Mortgage Rule: What Investors Need to Know

The Ability to Repay and Qualified Mortgage Rules for mortgage lending took effect in January 2014, part of a wide-ranging package of reforms aimed at boosting the housing recovery after the crash of 2008. But those regulations may be having the opposite effect. The...

Will the 30-Year Mortgage Disappear?

For decades, the 30-year mortgage has been a staple of the US real estate industry, making it pp0ssoble for millions of Americans – and investors – to buy houses without draining their savings. But the good old 30-year mortgage may be a dying breed, as the government...