Lower Credit Scores = More Mortgages?

How low can you go? A growing number of mortgage lenders around the country are about to find out, as they lower the minimum credit score requirements for getting a loan in hopes of jump starting a sagging housing market. We’ve reported previously about the ongoing...

Why So Few New Mortgages?

Where have all the home buyers gone? Interest rates for typical mortgages are hovering around 4 percent – but potential homebuyers aren’t biting. Overall, applications for both refinancing and home mortgages are down by 48 percent this year, according to a new CNBC...

Inflation’s Low – Is That a Good Thing?

According to a new Business Insider report, inflation is hovering around one percent. That’s a good thing, right? Not so fast. Mild inflation actually helps the economy – and, as Jason Hartman always says, it can be an investor’s friend. Most Americans believe that...

Cycle or Line? Market Patterns Can Benefit Investors

There’s much talk in financial and economic circles about the “US housing market.” But in any ways, there’s really no such thing. While it’s possible to talk about general trends that characterize the behavior of the housing industry as a whole, all real estate really...

Time Can Be an Investor’s Best Friend

When the pyramids were built, woolly mammoths still roamed the earth – an odd fact that reminds us that time isn’t always what we think it is. People want money – fast, and that’s why get rich quick schemes snare so many would-be investors. But in real estate, time,...