New Dodd Frank Changes Affect Borrowing

The New Year is just around the corner, and so are new provisions of the sweeping Dodd Frank Act. And while those new rules are designed to protect borrowers – and in some ways, lenders too – the changes coming in 2014 may make it tougher for those hoping to qualify...

Let the Tapering Begin!

After months of waffling about the fate of its massive bond buying stimulus plan, the Federal Reserve has taken the financial world by surprise with its just-released announcement that it will begin “modestly” tapering the plan down in January 2014. While the news...

Fannie Mae and Freddie Mac Change the Lending Game

Fannie and Freddie are moving on. The two government owned mortgage lenders are planning to raise loan guarantee fees for 2014 in an effort to scale back their presence in the mortgage market. It’s a move that has considerable implications for the mortgage industry –...

A New Mortgage Picture for 2014

As the housing collapse recedes into memory, the housing market is finding new footing in a very different world dominated by a changed mortgage lending landscape. And, according to some economists, those changes are leading to a very different – and more...

Home Loans From the Family Bank

Building an income stream from investment property is, as Jason Hartman says, the best bet for building long term wealth. But for some hopeful investors, the project gets stalled at the starting gate because less than perfect credit or other circumstances make...