Changes Are Coming for Government Housing Policies

As the Federal Reserve prepares to wind down its bond buying stimulus plan, policymakers in Washington are debating proposals to make drastic changes to the whole housing finance system – changes whose impact isn’t yet clearly understood. That’s why Fed Chairman...

Move Over, Bitcoin: Here Comes the Litecoin

Once the edgy digital darling beloved by cybergeeks around the world, the Bitcoin has gone – well, a little too mainstream for some tastes. Eagerly traded in standard stock exchanges and used for well-publicized purchases such as in vitro fertilization, the virtual...

Where Have All the First Time Buyers Gone?

Mortgage rates are still low and the housing recovery still appears to be moving along. But in many markets around the country, fewer potential buyers are making that first step toward buying a home. Although the reasons for their absence from the housing scene is as...

Interest Rates Are Up – But Mortgages Are Too

Mortgage interest rates are still astonishingly low, even though they’ve begun to creep up from the historic low levels of a few months ago. While some housing industry watchers have worried that the rise in rates could put the brakes on the emerging housing recovery,...

How Green is Your Mortgage?

It’s no secret that green is in. Energy efficient and environmentally friendly upgrades and add-ons can boost a home’s selling price and attract good renters. But paying for those green add ons and getting a return on the investment can be tricky – especially when...