Think Past the Present Reality

The current world is a place where the context of reality in financial and political circles is constantly changing. Many people have built their financial futures around a framework of rules that they assume will continue throughout their retirement years. While we...

Prospects for Future Fundamental Growth

The US economy appears to be near the bottom of its post financial crisis contraction, but the prospects for fundamental future growth will be highly dependent on the growth and expansion of new innovations and new businesses. Current government policy is tilted in...

Geographical Asset Allocation

For all you stock investors out there, you’re probably used to thinking in terms of asset allocation when it comes to putting together your portfolio. Maybe you got some pointers from a broker or financial manager or maybe you conceived some sort of allocation...

Lower Homeownership Means Rising Rents

It’s been 50 years since so few Americans have owned their own home. Let’s call this the “real” homeownership rate, defined as the percentage of US households who own a home and are not three months or more behind on mortgage payments. Is the suspense killing you yet?...

Helping the Poor by Making Them Poorer

In the current election-year political climate, the expected rhetoric about “helping the poor” is being heard from almost every politician and political propagandist in the nation. Typically, this flavor of campaign speech involves a proposal to increase taxes on “The...