Why Aren’t Banks Lending More?

By many indications, this should be a good time to borrow. Interest rates are still low, banks are even offering previous defaulters a second chance, and new regulations after the housing collapse are in place to protect consumers from lenders’ past fraudulent...

More Bad Faith From Major Mortgage Lenders

As if a multibillion-dollar settlement on fraud charges and bad press about the handling of payouts from that settlement weren’t enough, major US lenders caught in bad behavior after the housing collapse are now facing new accusations of that same bad behavior. Now,...

Lenders Court Delinquent Borrowers With “Streamlined Modification”

Even though indications are that the housing market is looking up after the disastrous crash a few years ago, the mortgage lending industry is still digging itself out of some very deep holes. Among the numerous problems facing major lenders both private and federal...

Going Green Pays Off in the Housing Market

“Green” houses mean greenbacks for investors. Houses featuring environmentally friendly upgrades and energy-saving devices command higher prices, attract more affluent tenants, and improve neighborhoods. While going green may look expensive, a variety of perks are...

Dinosaur Degrees: Are Four Year Colleges Worth It?

For many of the so-called “millennial” generation – newly graduated from college, or recent grads in the last five years or so – the old advice about getting a degree to get ahead just doesn’t apply. As more graduates are facing decades or more of student loan...
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