The Qualified Mortgage Rule: What Does it Mean for Investors?

As the housing market continues its rebound, the mortgage lending industry is still a work in proeress after the string of lawsuits, settlements and new legislation put in place to protect consumers after the well-publicized abuses of the past. More regulation is...

Why Aren’t Banks Lending More?

By many indications, this should be a good time to borrow. Interest rates are still low, banks are even offering previous defaulters a second chance, and new regulations after the housing collapse are in place to protect consumers from lenders’ past fraudulent...

Foreclosure and Short Sales: No Obstacle to a Mortgage?

In many ways, the health of the housing recovery hinges on credit – a major factor in the well-known housing collapse of a few years ago As banks and other mortgage lender tighten standards and clean up their lending practices in the aftermath of the crash, they’re...

Lenders Court Delinquent Borrowers With “Streamlined Modification”

Even though indications are that the housing market is looking up after the disastrous crash a few years ago, the mortgage lending industry is still digging itself out of some very deep holes. Among the numerous problems facing major lenders both private and federal...

Going Green Pays Off in the Housing Market

“Green” houses mean greenbacks for investors. Houses featuring environmentally friendly upgrades and energy-saving devices command higher prices, attract more affluent tenants, and improve neighborhoods. While going green may look expensive, a variety of perks are...