Renting a Home: The New American Dream?

Although mortgage interest remains at a record low and cheap homes remain on the market, a major shift is taking place in the US housing profile: more people are choosing to rent rather than buy dwellings. With rental occupancy rates soaring and rents rising in...

Refinancing: New Options for Investors

Government backed refinancing programs are being expanded for 2013, a move that’s expected to allow more mortgage holders to take advantage of low interest rates and more attractive terms. These new standards embrace a wider range of eligible loans and borrowers – and...

Mortgage Backed Securities: Keeping Interest Rates Low

The term “mortgage backed securities” may be far from a household word (or three), but the movement of these securities plays a large role in the up or down swing of mortgage interest rates. The Federal Reserve has been making headlines in housing news for the past...