The Shadow of the Shadow Inventory

Rising home prices, limited inventory and low mortgage interest rates are being hailed as more encouraging signs of the recovery of the housing market. But a closer look at the factors driving this apparent rebound suggests that the much-anticipated “recovery” may be...

Fair Isaac and Your Mortgage

Everyone knows that being creditworthy is the first step in getting a mortgage, but in these times of tighter mortgage lending standards, it’s more important than ever to know the ins and outs of your credit reports and the impact of your credit score on the mortgage...

Some Lenders Avoid Mortgage Regulation

The year has just begun, and already predictions from housing industry experts are focusing on trends in real estate and mortgage lending for next year. Among the most closely watched developments are new changes in lending regulations designed to affect most mortgage...