Our favorite investment vehicle is single family residential units. For proper diversification we suggest you spread your portfolio over a broad geographic area. But for our truly motivated investors who want to go big time, it can become something of a chore to keep...
There’s no shame in being an hourly wage earner. Heck, most people make their money this way - but here’s a powerful idea to ponder. You’ll never be truly wealthy as long as you get paid based on time. Of course, you can live very comfortably on an hourly rate,...
Say the words “loan modification” in a room full of income property investors and watch ears perk up expectantly as silence settles over the room. Think they’re interested much? You bet they are. Is there anything in it for them, in this historical intrusion into the...
While some “experts” might talk about the cycle of housing boom and bust, at Empowered Investor Network we figured out a long time ago that it’s the value of the land beneath the house that fluctuates the most. The house itself, or improvement, is likely to hold value...
Caught up in the quixotic quest to individually bail out every single American from the slightest vexation in their life, the U.S. House of Representatives will soon contemplate a bill that would allow bankruptcy judges to erase some mortgage debt for desperate...
The Hartman Risk Evaluator (HRE) is an indispensable tool for the income property investor. Why indispensable? Because it allows you to almost completely eliminate the downside risk in a real estate investment, while maximizing the upside potential. A bold claim, to...
It’s no accident that 85% of all wealthy Americans built their fortunes with real estate investments. But you know what? You shouldn’t take that first sentence at face value. Ask yourself the obvious question. Why is real estate a better investment than stocks, bonds,...
We think debt is awesome. Debt reduces our risk and increases our return on investment. But even better than those two factors, however, debt allows inflation to make us wealthy while we make no extra effort other than to keep on breathing. Yes, you can benefit...
One of the hardest jobs we have at Empowered Investor is convincing people that debt is not only okay but a critical component of the process that can make you very wealthy. Debt is how you leverage money into making it work for you many times over. Much of the...
Is your credit score important? Oh yes, very much so, especially if you plan on convincing a lender on planet earth to give you money. Your credit score is the foundation upon which decisions are made by mortgage lenders, Visa companies, department store credit cards...
