Refinancing is not just a maneuver to help you get out of a mortgage payment black hole or squeeze a few more interest rate points from your bank. Refinancing, when done the right way, is a lifelong investment strategy that can replace your income and leave great big gaping holes of time in your life to do the things you want to do. Write a novel? Raise a garden? Scale the cliffs of Dover?
This works, even with a surprisingly modest amount of money to begin with. If you have $235,000 worth of equity sitting in your home, in 7-12 years you could turn it into an income of nearly $70,000 annually simply by combining a unique refinancing strategy with income property investments. At Empowered Investor Network, we like to call it Refi ‘Til Ya Die!™ And it’s all part of our innovative approach to creating wealth for average people with The Complete Solution For Real Estate Investors™.
Don’t look for anything like this on cable television shows or within the pages of Wall Street rags. It works way too well to be featured in outlets like that.
Before we take a look behind the curtain and learn how smart people are turning history’s best investment, real estate, into their own personal cash cow, let’s take a moment to enumerate the reasons that leaving equity sitting in your home or rental properties is a bad idea. At Empowered Investor, our average client comes to us with about $300,000 in unused equity, so let’s use that number for now.
If you walk through our front door, desperate to find an investing solution that actually works, the first thing we’re going to try to convince you of is that you need to get that equity out of your house. Here are a few reasons to ponder. While your $300 grand is sitting there, it is giving you a return on investment of absolutely zero. Even worse, with inflation taking a yearly bite, you’re actually going backwards. You’re not investing. You’re divesting. You’re becoming poorer the longer it sits there.
You will not begin creating life-changing wealth through investments until you wake that chunk of money up and put it to work. Sitting in your house twiddling its thumbs, you might as well bury it in the back yard. At least you might strike oil when you dig it up. Make your money work hard for you. That’s how rich people get to be that way. Another reason to get the equity out of your house is there is no FDIC insurance on it. Natural disaster? Ba da bing, ba da boom, and it’s gone. If you’re in California, the Natural Disaster State, you should be wide awake and listening by now.
But before you run down to your bank in a panicked frenzy to refinance your house loan and invest it all in hula hoops, let’s stop and think this thing through. What would be the SMART thing to do with that equity? One thing we can heartily recommend is to avoid Wall Street, stocks, bonds, and mutual funds like the plague. You’re swimming with sharks in that water. Even if you’re smart enough to maintain control of your money and avoid paying ridiculous management fees to a brokerage, you still have to worry that you’re sinking your money into the next Enron collapse or Bernie Madoff scheme that is surely working its way down the pike even as we speak.
What do you do? What DO you do when it seems there is no real way to build wealth in this world? Take a deep breath. Calm down. There is a method for the little guy to make a big splash in the investment world and it revolves around a unique refinancing strategy combined with income property investments. When you implement the Empowered Investor Refi ‘Til Ya Die!™ procedure, you can expect to take that $300,000 equity out of your house and use it to prudently leverage a million dollar purchase of a six-pack of income properties in diversified markets around the country. Our conservative estimates show that you will likely be able to earn a tax-free income of almost $70,000 annually within 7-12 years. Assuming historical rates of appreciation, your property six-pack will be worth about two million dollars by then.
Wait another 7-12 years and double those numbers again. And again 7-12 years after that. Don’t hand your money over to a Wall Street broker and ask him to generate those kinds of returns. Are you ready to look behind the curtain and find out exactly how people like Jason Hartman used this innovative refinancing approach to become a multi-millionaire while still in his twenties? Need another name that this worked out well for? How about Donald Trump. We’ll break it all down for you step-by-step next week. If you can’t wait that long, go to https://www.jasonhartman.com and look for the podcast on Refi ‘Til Ya Die!™.
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