Seller Financing: The New “Subprime” Mortgage

In the bad old days of the housing collapse, subprime mortgages were blamed as a major cause of the rush of foreclosures into the housing market and the subsequent downturn of the housing industry as a whole. As mortgage lenders have cleaned up their act, these risky...

What’s Behind the Housing Recovery?

The housing recovery is back on track – or is it? Indicators such as rising prices and low inventory of available houses for sale in many markets appear to suggest that the effects of the hosing collapse of a few years ago are fading. But some industry professionals...

Rising Home Prices: Recovery or Bubble?

Recent signs such as an upsurge in new home construction and rising home prices have appeared to point toward the recovery of the housing market after the great subprime mortgage collapse of 2008 or so. But according to a recent CNBC article, the sudden spike in...

Some Lenders Avoid Mortgage Regulation

The year has just begun, and already predictions from housing industry experts are focusing on trends in real estate and mortgage lending for next year. Among the most closely watched developments are new changes in lending regulations designed to affect most mortgage...