The Real Cost of Bubbles

Well, it’s the end of another year, which means it’s time for some 2022 predictions. There is a lot of concern that the housing market is in a bubble and that we are at the peak. Everyone has been concerned with bubbles since the Dutch tulip bubble of the 1630s and...

Stop These Investing Mistakes and Make More Money

Investing can be a frustrating and seemingly convoluted process, but it doesn’t have to be. Carl Richards, artist and Certified Financial Planner, has made a career of simplifying complex financial concepts through the use of Venn diagram sketches and his book, The...

Get Paid to Borrow (Part 2)

You might remember that monthly income projection is based on RV Ratio™, which is (in a perfect world) .7 percent. .5 percent is the least acceptable ration, and .6 will do. Assume a property is only rented 11 months out of the year. If you buy a house for $18,000,...
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