Don’t Hire a Credit Repair Agency Until You Read This!

When it comes to personal finance, understanding how credit works will almost certainly allow you to avoid heartache down the road. In a world that runs on monthly payments, and where the full price is almost never paid up front, a consumer might find it almost...

Think Twice Before Canceling Credit Cards

A solid credit score is a must-have for investors, and. as Jason Hartman says, it’s essential to protect that score like the treasure that it is. One way to do that is to cancel those unused credit cards taking up space in your wallet, right? Think again, say...

Mortgage Shopping Can Lower Your Credit Score

Mortgage debt is good debt. But in the arcane world of credit scoring, even the process of applying for a mortgage can raise red flags on an applicant’s credit report and lower scores. Careful time management, say financial advisers, can help borrowers avoid taking a...